Renters Insurance in Florida
Affordable protection for your personal belongings and liability coverage
Essential Protection for Renters
Just because you rent doesn't mean you don't need insurance. Your landlord's insurance only covers the building structure - your personal belongings and liability exposure need separate protection.
What Renters Insurance Covers
Personal Property
Covers your belongings including furniture, electronics, clothing, and jewelry.
Liability Protection
Protects you if someone is injured in your rental or you damage others' property.
Additional Living Expenses
Covers temporary housing costs if your rental becomes uninhabitable.
Identity Theft
Many policies include identity theft protection and recovery services.
Common Covered Perils
- Fire and smoke damage
- Theft and burglary
- Vandalism and malicious mischief
- Water damage from burst pipes
- Wind and hail damage
- Lightning strikes
- Falling objects
Why You Need Renters Insurance
- Your landlord's insurance doesn't cover your belongings
- Protects against liability lawsuits
- Covers temporary living expenses during repairs
- Often required by landlords or property managers
- Very affordable - often less than $20/month
- Provides peace of mind and financial protection
How Much Coverage Do You Need?
To determine the right amount of personal property coverage:
- Create a home inventory of your belongings
- Estimate replacement costs for major items
- Consider high-value items that may need special coverage
- Choose liability limits based on your assets
Get Your Renters Insurance Quote
Protect your belongings with affordable renters insurance coverage.
(305) 407-0427
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Money-Saving Tips
- • Bundle with auto insurance
- • Install security systems
- • Choose higher deductibles
- • Maintain good credit